1. xapo-625x350

    Below are the most common fees for merchants:

    Address Verification Fee:

    fee charged to merchants for address verification purposes

    Annual Fee:

    yearly fee in order to maintain a merchant account

    Cancellation Fee:

    This is needed when a merchant cancels an account for it ex...

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  2. Here is the sequence of steps in a typical credit card transaction:

    1. Consumer -> Merchant

    2. Merchant -> Acquirer

    3. Acquirer -> Credit Associations

    4. Credit Associations -> Issuer

    5. Issuer -> Credit Associations

    6. Credit Associations -> Acquirer

    7. Acquirer -> Merchant

    Step 1:


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  3. The ANSI Standard X4. 13-1983 is the system most commonly used by card companies.

    The breakdown of the credit card:


    The first digit in the card number is the system:

    For example:

    3 signifies Travel and Entertainment cards

    4 represents Visa

    5 represents MasterCard

    6 is Discove...

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  4. Visa and Mastercard are the most well known payment services. These two companies are set up as member institutions, that's why they're known as bankcards. In order to become a customer of Visa and Mastercard, you have to be a financial institution such as a bank.

    Member banks need to offer ca...

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  5. History of Credit:

    Let' start in 1730 when Christopher Thornton sold furniture that could be purchased over a period of time.

    Then from the 18th century to the early 20th century, tallymen were very popular. These tallymen sold clothes in exchange for small weekly payments. They kept tallies ...

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  6. This industry is an ever-changing market, with new regulations and advancements continually, it's important to be well informed. The merchant services industry is known by many titles: bankcard industry, merchant processing industry, transaction processing industry, payment processing industry, t...

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  7. https://www.youtube.com/watch?v=nRzTaWZ6ebs

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  8. Paypal is an Internet e-money payment system which is used to buy, sell and rent, products and services. It is an alternative for paying products or services, rather than using direct cash or credit card or mobile payment. There are 3 types of accounts using which you can register for this servic...

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  9. AlertPay/Payza




    Liberty Reserve



    OK Pay



    Perfect Money


    Solid Trust Pay


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